For the member who wants to build their financial health, establish strong savings habits, and protect their money — 加检查 fits right into your life. This one-of-a-kind package partners with industry leading providers EZShield® and BaZing to give you all the benefits of our everyday checking account, plus so much more. If you’ve ever been concerned about identity theft, 手机损坏, 或者被爆胎困住了, the Patelco 加检查 account comes with protection designed to put your mind at ease and safeguard your financial wellness.
In addition to all the benefits you’d get with a traditional Patelco checking account, 每月只需6美元.95, you’ll get the additional benefits:
Set up Direct Deposit and access your funds up to 2 days early
Pay with confidence with 数字钱包 and Zero Liability Protection
访问您的帐户 忙碌中
在你附近找一个 手机应用程序
从Zelle选择®, 账单支付, wire transfers 和更多的
汽车mate alerts such as direct deposits or low balances to stay on top of your finances
Patelco is a member owned, not-for-profit financial cooperative. When you join Patelco, you become a member and a shareholder. That’s why we’ll deposit one share ($1) in your Share 储蓄 account when you join.
Our mission is to help members achieve lifelong financial well-being so you can live happier, fuller生活.
Unlike the big banks or other for-profit financial institutions, we invest our profits back in our members with better rates and low- to no fees.
We also offer free financial advice to anyone who wants to improve their financial situation. Members have told us that they feel seen, 听到, 通知, and supported to make more confident financial choices.
会员资格免费. You become a member when you open an account with us. 了解更多关于 all the benefits of membership.
The 加检查 account is loaded with benefits at great value so you don’t have to pay more for protection elsewhere. For comparison, cell phone insurance typically costs $7-10 per month. Identity Guard Family costs $12.50 – $34.99元/月. Roadside assistance costs $50-$156 a year.
You get all these benefits 和更多的 每月只需6美元.95.
在 Patelco + Benefits website using your email address and temporary password emailed to you after account opening. Or download the Patelco + Benefits App5 适用于iOS或Android.
You’ll be able to access all of the benefits that come with your 加检查 account on the website or Patelco + Benefits App.
All 加检查 account holders and family members can take advantage of this service. 例如, if you have a college student living away from home, this benefit can help provide extra peace of mind. 拨打855.822.9464 or use your Patelco + App and click on Roadside Assistance.
We’ll cover up to $80 per incident, 4 times each 12 months — for towing, 漏气的轮胎, 电池, 和更多的.
It’s an easy way for you to automatically put money into your savings account with every debit card purchase. Every debit card purchase gets rounded-up to the nearest dollar with the rounded-up amount automatically transferred from your checking account to your savings account.
We will match 10% of the rounded-up amount and deposit it into your savings account up to $500 per year. 与我们联系 来建立这个福利.
You must pay your cell phone bill from your 加检查 account. Make sure to set up automatic monthly payments with your provider, or log in to 网上银行 to use 账单支付. 就是这么简单!
We’ll cover up to 3 phones with $400 maximum per claim ($800 maximum, or 2 claims per year. Only broken or stolen phones are covered.)
As part of your 加检查 benefits, you’ll receive free credit monitoring across all 3 bureaus, including free quarterly credit report. You’ll also receive alerts if anything on your credit profile changes.
Use the Online ID vault for sensitive information, 文档, and passwords you want monitored and protected.
在您开户之后, we’ll tell you how to access the Online ID vault and set up your account.
Receive coverage for you and your family with up to $10,000 a year of theft insurance to help cover charges accrued due to the theft (e.g. 律师的费用, lost wages) Fully managed ID Restoration Pro for the entire family to discover, isolate and prevent future fraud. 监察公共纪录, 互联网和暗网, 发薪日贷款, and other places your information doesn’t belong.
You can use any ATM worldwide and receive automatic reimbursement of ATM fees by the end of the day, for up to two reimbursements per month.
You can enjoy local and national discounts on dining, 娱乐, 旅行, health and shopping at thousands of merchants and stores you love like Target and Walgreens. Access the discounts on the Patelco + Benefits App powered by BaZing. You can even turn on alerts to receive notifications for discounts near you.
Your Patelco checking account comes with a free 借方万事达卡® that lets you make purchases easily and securely:
Meet Patelco members as they share their Patelco love story.
我叫杰瑞. I’ve been a Patelco member for 15 years. They gave me the best advice without looking for personal gain.
我叫安吉拉. I’m currently refinancing my car with Patelco. I’m also using their checking and savings.
我叫阿琪. If I think about it over the course of 22 years, I’ve probably saved thousands of dollars in fees.
我叫埃尔默. Patelco is part of my financial strategy. 这很简单.
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Read this article to find out how to form good spending habits so you can stay on budget and reach your financial goals.
1 Cell Phone Protection is subject to additional terms and conditions. Identity, 信贷, and Round-Up features all require enrollment. Participating merchants on Patelco + are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals. Policies and account features subject to change without notice.
2 ATM手续费回扣, where offered as part of a checking benefit, apply to cash withdrawals using your Mastercard® Debit 卡 wherever it is accepted. ATM手续费回扣 do not apply to any fees other than those assessed for using an ATM to withdraw cash from your 帕特尔科信用合作社 account. 帕特尔科信用合作社 reserves the right to modify or discontinue the ATM fee rebate at any time. 看到 会员手册 欲知详情.
3 The credit score is not necessarily the same score used by other credit bureaus.
4 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date
5 The Patelco + 手机应用程序 (powered by BaZing) is available on the App Store and Google Play Store. Eligible account holders of 加检查 may download and login to the Patelco + 手机应用程序 using a valid email address and temporary password provided at the time of account opening. Not all versions of Android and iOS are supported.
Mastercard and Mastercard Global Service are registered trademarks, and the circles design is a trademark, of Mastercard International Incorporated.
Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
